money

Need Working Capital?

Merchant Cash Advance Programs are designed for small and mid-sized businesses to obtain working capital in various amounts in exchange for the purchase of future credit card receivables. Merchants that are seeking avenues for resources other than the traditional bank loan process can benefit from this program with immediate working capital within 5 - 9 business days. Merchants gain the freedom to run their business the way they want with the money they need for:

  • Equipment upgrades & inventory expansion
  • Advertising and promotional spending
  • Expansion and remodeling
  • Debt payments



financial planning

This program is ideal for merchants to meet their cash needs today with an easy repayment term as the payback is taken from the credit card receivables on a daily basis, electronically. Therefore, the merchant does not need to remember to make a payment each month, as it is handled through NPC for the term of the agreement. In addition, as this is not a loan, the advance is not treated as such, so several benefits include:

  • No points or upfront fees
  • No fixed monthly payments
  • No coupons or checks to write
  • No personal guarantees for repayment
  • No business use restrictions on the funding
  • No hassles - quick application & fast funding
  • No impact on their ability to qualify for other financing
  • No security interest taken in home, business, equipment, or inventory